228 loan No Further a Mystery
228 loan No Further a Mystery
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The Board evaluates a small lender's file of helping to satisfy the credit desires of its overall community pursuant into the Tiny Bank Lending Check as presented in paragraph (a)(two) of the portion, Except the small financial institution opts to generally be evaluated pursuant to the Retail Lending Test in § 228.22.
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(one) Any info regarding a financial institution's institutional potential or constraints, including the sizing and money condition with the lender, safety and soundness restrictions, or some other lender-precise aspects that noticeably have an effect on the lender's power to deliver retail lending, retail banking expert services and retail banking products, Group growth loans, Neighborhood advancement investments, or community improvement products and services;
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(ix) An indicator for whether or not the loan was to a company or farm with gross yearly revenues better than $1 million; and
The Board considers the branch availability and products and services presented at branches of banks that run a number of branches pursuant to paragraph (b)(2) of the section.
Pursuant to § 228.28 and appendix D to this part, the Board incorporates a lender's Retail Lending Exam conclusions into its Condition or multistate MSA ratings, as relevant, and its institution rating.
. The financial institution ought to include things like the published recognize in the public file inside 3 small business times after receiving notification through the FFIEC of The provision of the disclosure statement.
(e) Data on community enhancement loans and community growth investments by a consortium or simply a third party.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 more info 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
(A) For every of the lender's facility-based assessment areas in just an MSA, the MSA Nationwide Neighborhood Improvement Financing Benchmark measures the greenback quantity of Group enhancement loans and Group enhancement investments that profit or provide MSAs from the nationwide place for all substantial depository establishments when compared to deposits situated in the MSAs inside the nationwide location for all huge depository establishments.
A considerable financial institution have to acquire and report back to the Board every year by April 1 a summary of Every retail lending evaluation area demonstrating the States, MSAs, and counties during the retail lending evaluation spot to the prior calendar yr.
(B) The Nationwide Neighborhood Enhancement Financial commitment Benchmark steps the dollar quantity of Neighborhood improvement investments that profit or serve all or Component of the nationwide region, excluding property finance loan-backed securities, of all huge depository establishments that experienced assets better than $ten billion as of December 31 in both in the prior two calendar decades when compared with deposits situated in the nationwide area for all those depository institutions, calculated pursuant to paragraph II.n of appendix B to this aspect.
The Board considers the weighted ordinary with the functionality scores akin to the bank's Local community Advancement Funding Examination conclusions for its facility-based evaluation locations throughout the multistate MSA, calculated pursuant to area IV of appendix B to this component.